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请求地址：

环境	HTTP请求地址	HTTPS请求地址
正式环境	http://gw.api.taobao.com/router/rest	https://eco.taobao.com/router/rest

公共请求参数：

名称	类型	是否必须	描述
method	String	是	API接口名称。
app_key	String	是	TOP分配给应用的AppKey。
target_app_key	String	否	被调用的目标AppKey，仅当被调用的API为第三方ISV提供时有效。
sign_method	String	是	签名的摘要算法，可选值为：hmac，md5。
sign	String	是	API输入参数签名结果，签名算法介绍请点击这里。
session	String	否	用户登录授权成功后，TOP颁发给应用的授权信息，详细介绍请点击这里。当此API的标签上注明：“需要授权”，则此参数必传；“不需要授权”，则此参数不需要传；“可选授权”，则此参数为可选。
timestamp	String	是	时间戳，格式为yyyy-MM-dd HH:mm:ss，时区为GMT+8，例如：2015-01-01 12:00:00。淘宝API服务端允许客户端请求最大时间误差为10分钟。
format	String	否	响应格式。默认为xml格式，可选值：xml，json。
v	String	是	API协议版本，可选值：2.0。
partner_id	String	否	合作伙伴身份标识。
simplify	Boolean	否	是否采用精简JSON返回格式，仅当format=json时有效，默认值为：false。

名称	类型	是否必须	示例值	更多限制	描述
external_credit_change_notify_request	ExternalCreditChangeNotifyRequest	必须			参数
└ change_time Date 必须 2024-01-01 00:00:00 变更时间 └ idempotent_no String 必须 123 幂等号 └ change_type String 必须 QUOTA_CHANGE 变更类型 └ credit_apply_no String 必须 FI123 授信单号 after_change CreditInfoDTO 必须 {} 变更后属性 └ interest_rate String 可选 0.008 利率 └ daily_interest_rate String 可选 0.0008 日利率 └ temp_daily_interest_rate String 可选 0.0008 临时日利率 └ temp_credit_quota_start_time Date 可选 2024-01-01 00:00:00 临时额度生效时间 └ temp_interest_rate_end_time Date 可选 2024-01-01 00:00:00 临时利率截止时间 └ temp_interest_rate_start_time Date 可选 2024-01-01 00:00:00 临时利率生效时间 └ credit_quota String 可选 1111 额度 └ end_time Date 可选 2024-01-01 00:00:00 授信截止时间 └ temp_credit_quota String 可选 1111 临时额度 └ temp_credit_quota_end_time Date 可选 2024-01-01 00:00:00 临时额度截止时间 └ status String 可选 VALID 授信状态 └ temp_interest_rate String 可选 0.008 临时利率 before_change CreditInfoDTO 必须变更前属性 └ interest_rate String 可选 0.008 利率 └ daily_interest_rate String 可选 0.0008 日利率 └ temp_daily_interest_rate String 可选 0.0008 临时日利率 └ temp_credit_quota_start_time Date 可选 2024-01-01 00:00:00 临时额度生效时间 └ temp_interest_rate_end_time Date 可选 2024-01-01 00:00:00 临时利率截止时间 └ temp_interest_rate_start_time Date 可选 2024-01-01 00:00:00 临时利率生效时间 └ credit_quota String 可选 1111 授信额度 └ end_time Date 可选 2024-01-01 00:00:00 授信截止时间 └ temp_credit_quota String 可选 111 临时授信额度 └ temp_credit_quota_end_time Date 可选 2024-01-01 00:00:00 临时授信额度截止时间 └ status String 可选 VALID 授信状态 └ temp_interest_rate String 可选 0.0008 临时授信利率

名称	类型	示例值	描述
trace_id	String	111	调用 ID
response_message	String	返回描述	SUCCESS
response_code	String	返回码	SUCCESS

JAVA
.NET
PHP
CURL
Python
C/C++
NodeJS

TaobaoClient client = new DefaultTaobaoClient(url, appkey, secret);
AlibabaFinanceCreditChangeResultNotifyRequest req = new AlibabaFinanceCreditChangeResultNotifyRequest();
AlibabaFinanceCreditChangeResultNotifyRequest.ExternalCreditChangeNotifyRequest obj1 = new AlibabaFinanceCreditChangeResultNotifyRequest.ExternalCreditChangeNotifyRequest();
obj1.setChangeTime(StringUtils.parseDateTime("2024-01-01 00:00:00"));
obj1.setIdempotentNo("123");
obj1.setChangeType("QUOTA_CHANGE");
obj1.setCreditApplyNo("FI123");
AlibabaFinanceCreditChangeResultNotifyRequest.CreditInfoDTO obj2 = new AlibabaFinanceCreditChangeResultNotifyRequest.CreditInfoDTO();
obj2.setInterestRate("0.008");
obj2.setDailyInterestRate("0.0008");
obj2.setTempDailyInterestRate("0.0008");
obj2.setTempCreditQuotaStartTime(StringUtils.parseDateTime("2024-01-01 00:00:00"));
obj2.setTempInterestRateEndTime(StringUtils.parseDateTime("2024-01-01 00:00:00"));
obj2.setTempInterestRateStartTime(StringUtils.parseDateTime("2024-01-01 00:00:00"));
obj2.setCreditQuota("1111");
obj2.setEndTime(StringUtils.parseDateTime("2024-01-01 00:00:00"));
obj2.setTempCreditQuota("1111");
obj2.setTempCreditQuotaEndTime(StringUtils.parseDateTime("2024-01-01 00:00:00"));
obj2.setStatus("VALID");
obj2.setTempInterestRate("0.008");
obj1.setAfterChange(obj2);
AlibabaFinanceCreditChangeResultNotifyRequest.CreditInfoDTO obj3 = new AlibabaFinanceCreditChangeResultNotifyRequest.CreditInfoDTO();
obj3.setInterestRate("0.008");
obj3.setDailyInterestRate("0.0008");
obj3.setTempDailyInterestRate("0.0008");
obj3.setTempCreditQuotaStartTime(StringUtils.parseDateTime("2024-01-01 00:00:00"));
obj3.setTempInterestRateEndTime(StringUtils.parseDateTime("2024-01-01 00:00:00"));
obj3.setTempInterestRateStartTime(StringUtils.parseDateTime("2024-01-01 00:00:00"));
obj3.setCreditQuota("1111");
obj3.setEndTime(StringUtils.parseDateTime("2024-01-01 00:00:00"));
obj3.setTempCreditQuota("111");
obj3.setTempCreditQuotaEndTime(StringUtils.parseDateTime("2024-01-01 00:00:00"));
obj3.setStatus("VALID");
obj3.setTempInterestRate("0.0008");
obj1.setBeforeChange(obj3);
req.setExternalCreditChangeNotifyRequest(obj1);
AlibabaFinanceCreditChangeResultNotifyResponse rsp = client.execute(req);
System.out.println(rsp.getBody());

ITopClient client = new DefaultTopClient(url, appkey, secret);
AlibabaFinanceCreditChangeResultNotifyRequest req = new AlibabaFinanceCreditChangeResultNotifyRequest();
AlibabaFinanceCreditChangeResultNotifyRequest.ExternalCreditChangeNotifyRequestDomain obj1 = new AlibabaFinanceCreditChangeResultNotifyRequest.ExternalCreditChangeNotifyRequestDomain();
obj1.ChangeTime = DateTime.Parse(2024-01-01 00:00:00");
obj1.IdempotentNo = "123";
obj1.ChangeType = "QUOTA_CHANGE";
obj1.CreditApplyNo = "FI123";
AlibabaFinanceCreditChangeResultNotifyRequest.CreditInfoDTODomain obj2 = new AlibabaFinanceCreditChangeResultNotifyRequest.CreditInfoDTODomain();
obj2.InterestRate = "0.008";
obj2.DailyInterestRate = "0.0008";
obj2.TempDailyInterestRate = "0.0008";
obj2.TempCreditQuotaStartTime = DateTime.Parse(2024-01-01 00:00:00");
obj2.TempInterestRateEndTime = DateTime.Parse(2024-01-01 00:00:00");
obj2.TempInterestRateStartTime = DateTime.Parse(2024-01-01 00:00:00");
obj2.CreditQuota = "1111";
obj2.EndTime = DateTime.Parse(2024-01-01 00:00:00");
obj2.TempCreditQuota = "1111";
obj2.TempCreditQuotaEndTime = DateTime.Parse(2024-01-01 00:00:00");
obj2.Status = "VALID";
obj2.TempInterestRate = "0.008";
obj1.AfterChange= obj2;
AlibabaFinanceCreditChangeResultNotifyRequest.CreditInfoDTODomain obj3 = new AlibabaFinanceCreditChangeResultNotifyRequest.CreditInfoDTODomain();
obj3.InterestRate = "0.008";
obj3.DailyInterestRate = "0.0008";
obj3.TempDailyInterestRate = "0.0008";
obj3.TempCreditQuotaStartTime = DateTime.Parse(2024-01-01 00:00:00");
obj3.TempInterestRateEndTime = DateTime.Parse(2024-01-01 00:00:00");
obj3.TempInterestRateStartTime = DateTime.Parse(2024-01-01 00:00:00");
obj3.CreditQuota = "1111";
obj3.EndTime = DateTime.Parse(2024-01-01 00:00:00");
obj3.TempCreditQuota = "111";
obj3.TempCreditQuotaEndTime = DateTime.Parse(2024-01-01 00:00:00");
obj3.Status = "VALID";
obj3.TempInterestRate = "0.0008";
obj1.BeforeChange= obj3;
req.ExternalCreditChangeNotifyRequest_ = obj1;
AlibabaFinanceCreditChangeResultNotifyResponse rsp = client.Execute(req);
Console.WriteLine(rsp.Body);

$c = new TopClient;
$c->appkey = $appkey;
$c->secretKey = $secret;
$req = new AlibabaFinanceCreditChangeResultNotifyRequest;
$external_credit_change_notify_request = new ExternalCreditChangeNotifyRequest;
$external_credit_change_notify_request->change_time="2024-01-01 00:00:00";
$external_credit_change_notify_request->idempotent_no="123";
$external_credit_change_notify_request->change_type="QUOTA_CHANGE";
$external_credit_change_notify_request->credit_apply_no="FI123";
$after_change = new CreditInfoDTO;
$after_change->interest_rate="0.008";
$after_change->daily_interest_rate="0.0008";
$after_change->temp_daily_interest_rate="0.0008";
$after_change->temp_credit_quota_start_time="2024-01-01 00:00:00";
$after_change->temp_interest_rate_end_time="2024-01-01 00:00:00";
$after_change->temp_interest_rate_start_time="2024-01-01 00:00:00";
$after_change->credit_quota="1111";
$after_change->end_time="2024-01-01 00:00:00";
$after_change->temp_credit_quota="1111";
$after_change->temp_credit_quota_end_time="2024-01-01 00:00:00";
$after_change->status="VALID";
$after_change->temp_interest_rate="0.008";
$external_credit_change_notify_request->after_change = $after_change;
$before_change = new CreditInfoDTO;
$before_change->interest_rate="0.008";
$before_change->daily_interest_rate="0.0008";
$before_change->temp_daily_interest_rate="0.0008";
$before_change->temp_credit_quota_start_time="2024-01-01 00:00:00";
$before_change->temp_interest_rate_end_time="2024-01-01 00:00:00";
$before_change->temp_interest_rate_start_time="2024-01-01 00:00:00";
$before_change->credit_quota="1111";
$before_change->end_time="2024-01-01 00:00:00";
$before_change->temp_credit_quota="111";
$before_change->temp_credit_quota_end_time="2024-01-01 00:00:00";
$before_change->status="VALID";
$before_change->temp_interest_rate="0.0008";
$external_credit_change_notify_request->before_change = $before_change;
$req->setExternalCreditChangeNotifyRequest(json_encode($external_credit_change_notify_request));
$resp = $c->execute($req);

curl -X POST 'http://gw.api.taobao.com/router/rest' \
-H 'Content-Type:application/x-www-form-urlencoded;charset=utf-8' \
-d 'app_key=12129701' \
-d 'format=json' \
-d 'method=alibaba.finance.credit.change.result.notify' \
-d 'partner_id=apidoc' \
-d 'sign=C05416C5E03B009EB7BD9AD6B9EC2F90' \
-d 'sign_method=hmac' \
-d 'timestamp=2026-04-04+06%3A22%3A48' \
-d 'v=2.0' \
-d 'external_credit_change_notify_request=null'

# -*- coding: utf-8 -*-
import top.api

req=top.api.AlibabaFinanceCreditChangeResultNotifyRequest(url,port)
req.set_app_info(top.appinfo(appkey,secret))

req.external_credit_change_notify_request="数据结构示例JSON格式"
try:
	resp= req.getResponse()
	print(resp)
except Exception,e:
	print(e)

pTopRequest pRequest = alloc_top_request();
pTopResponse pResponse = NULL;
pTaobaoClient pClient = alloc_taobao_client(url, appkey, appsecret);
set_api_name(pRequest,"alibaba.finance.credit.change.result.notify");
add_param(pRequest,"external_credit_change_notify_request","数据结构JSON示例");
pResponse = top_execute(pClient,pRequest,NULL);
printf("ret code:%d\n",pResponse->code);
if(pResponse->code == 0){
	pTopResponseIterator ite = init_response_iterator(pResponse);
	pResultItem pResultItem = alloc_result_item();
	while(parseNext(ite, pResultItem) == 0){
		printf("%s:%s\n",pResultItem->key,pResultItem->value);
	}
	destroy_response_iterator(ite);
	destroy_result_item(pResultItem);
}
destroy_top_request(pRequest);
destroy_top_response(pResponse);
destroy_taobao_client(pClient);

TopClient = require('./topClient').TopClient;
var client = new TopClient({
	'appkey': 'appkey',
	'appsecret': 'secret',
	'url': 'http://gw.api.taobao.com/router/rest'
});

client.execute('alibaba.finance.credit.change.result.notify', {
	'external_credit_change_notify_request':'数据结构JSON示例'
}, function(error, response) {
	if (!error) console.log(response);
	else console.log(error);
})

XML示例
JSON示例

<alibaba_finance_credit_change_result_notify_response>
    <trace_id>111</trace_id>
    <response_message>返回描述</response_message>
    <response_code>返回码</response_code>
</alibaba_finance_credit_change_result_notify_response>

{
    "alibaba_finance_credit_change_result_notify_response":{
        "trace_id":"111",
        "response_message":"返回描述",
        "response_code":"返回码"
    }
}

XML示例
JSON示例

<error_response>
    <code>50</code>
    <msg>Remote service error</msg>
    <sub_code>isv.invalid-parameter</sub_code>
    <sub_msg>非法参数</sub_msg>
</error_response>

{
	"error_response":{
		"msg":"Remote service error",
		"code":50,
		"sub_msg":"非法参数",
		"sub_code":"isv.invalid-parameter"
	}
}

错误码	错误描述	解决方案

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alibaba.finance.credit.change.result.notify (企业贷款业务-机构授信变更结果推送)

公共参数

请求参数

响应参数

请求示例

响应示例

异常示例

错误码解释

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