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请求地址：

环境	HTTP请求地址	HTTPS请求地址
正式环境	http://gw.api.taobao.com/router/rest	https://eco.taobao.com/router/rest

公共请求参数：

名称	类型	是否必须	描述
method	String	是	API接口名称。
app_key	String	是	TOP分配给应用的AppKey。
target_app_key	String	否	被调用的目标AppKey，仅当被调用的API为第三方ISV提供时有效。
sign_method	String	是	签名的摘要算法，可选值为：hmac，md5。
sign	String	是	API输入参数签名结果，签名算法介绍请点击这里。
session	String	否	用户登录授权成功后，TOP颁发给应用的授权信息，详细介绍请点击这里。当此API的标签上注明：“需要授权”，则此参数必传；“不需要授权”，则此参数不需要传；“可选授权”，则此参数为可选。
timestamp	String	是	时间戳，格式为yyyy-MM-dd HH:mm:ss，时区为GMT+8，例如：2015-01-01 12:00:00。淘宝API服务端允许客户端请求最大时间误差为10分钟。
format	String	否	响应格式。默认为xml格式，可选值：xml，json。
v	String	是	API协议版本，可选值：2.0。
partner_id	String	否	合作伙伴身份标识。
simplify	Boolean	否	是否采用精简JSON返回格式，仅当format=json时有效，默认值为：false。

名称	类型	是否必须	示例值	更多限制	描述
external_loan_notify_request	ExternalLoanNotifyRequest	可选			参数
└ request_id String 必须 21312312313123123 幂等ID └ institution_loan_no String 可选 2321313 机构借据单 └ loan_apply_no String 可选 12312321 阿里支用申请单 └ extend_info String 可选 {"key":"value"} 扩展信息 └ fail_reason_message String 可选 "错误" 错误信息 └ loan_amount String 可选 100.00 支用金额 └ institution String 可选 JIANGSU 机构 └ customer_id String 可选 "1929292" 客户ID └ loan_status String 可选 "SUCCESS" 支用状态 └ loan_time Date 可选 2024-11-18 12:22:31 支用时间 └ fail_reason_code String 可选 "LOAN_REJECT" 风控拒绝

名称	类型	示例值	描述
result	ExternalLoanNotifyResponse		返回
└ trace_id String ”223232hkjssdsd" 一次请求的ID └ data String {"key":"value"} 扩展信息，业务数据从这里返回 └ success Boolean true 是否成功 └ response_message String "系统异常" 业务数据 └ response_code String SYSTEM_ERROR 系统码

JAVA
.NET
PHP
CURL
Python
C/C++
NodeJS

TaobaoClient client = new DefaultTaobaoClient(url, appkey, secret);
AlibabaFinanceLoanResultNotifyRequest req = new AlibabaFinanceLoanResultNotifyRequest();
AlibabaFinanceLoanResultNotifyRequest.ExternalLoanNotifyRequest obj1 = new AlibabaFinanceLoanResultNotifyRequest.ExternalLoanNotifyRequest();
obj1.setRequestId("21312312313123123");
obj1.setInstitutionLoanNo("2321313");
obj1.setLoanApplyNo("12312321");
obj1.setExtendInfo("{\"key\":\"value\"}");
obj1.setFailReasonMessage("\"错误\"");
obj1.setLoanAmount("100.00");
obj1.setInstitution("JIANGSU");
obj1.setCustomerId("\"1929292\"");
obj1.setLoanStatus("\"SUCCESS\"");
obj1.setLoanTime(StringUtils.parseDateTime("2024-11-18 12:22:31"));
obj1.setFailReasonCode("\"LOAN_REJECT\"");
req.setExternalLoanNotifyRequest(obj1);
AlibabaFinanceLoanResultNotifyResponse rsp = client.execute(req);
System.out.println(rsp.getBody());

ITopClient client = new DefaultTopClient(url, appkey, secret);
AlibabaFinanceLoanResultNotifyRequest req = new AlibabaFinanceLoanResultNotifyRequest();
AlibabaFinanceLoanResultNotifyRequest.ExternalLoanNotifyRequestDomain obj1 = new AlibabaFinanceLoanResultNotifyRequest.ExternalLoanNotifyRequestDomain();
obj1.RequestId = "21312312313123123";
obj1.InstitutionLoanNo = "2321313";
obj1.LoanApplyNo = "12312321";
obj1.ExtendInfo = "{\"key\":\"value\"}";
obj1.FailReasonMessage = "\"错误\"";
obj1.LoanAmount = "100.00";
obj1.Institution = "JIANGSU";
obj1.CustomerId = "\"1929292\"";
obj1.LoanStatus = "\"SUCCESS\"";
obj1.LoanTime = DateTime.Parse(2024-11-18 12:22:31");
obj1.FailReasonCode = "\"LOAN_REJECT\"";
req.ExternalLoanNotifyRequest_ = obj1;
AlibabaFinanceLoanResultNotifyResponse rsp = client.Execute(req);
Console.WriteLine(rsp.Body);

$c = new TopClient;
$c->appkey = $appkey;
$c->secretKey = $secret;
$req = new AlibabaFinanceLoanResultNotifyRequest;
$external_loan_notify_request = new ExternalLoanNotifyRequest;
$external_loan_notify_request->request_id="21312312313123123";
$external_loan_notify_request->institution_loan_no="2321313";
$external_loan_notify_request->loan_apply_no="12312321";
$external_loan_notify_request->extend_info="{\"key\":\"value\"}";
$external_loan_notify_request->fail_reason_message="\"错误\"";
$external_loan_notify_request->loan_amount="100.00";
$external_loan_notify_request->institution="JIANGSU";
$external_loan_notify_request->customer_id="\"1929292\"";
$external_loan_notify_request->loan_status="\"SUCCESS\"";
$external_loan_notify_request->loan_time="2024-11-18 12:22:31";
$external_loan_notify_request->fail_reason_code="\"LOAN_REJECT\"";
$req->setExternalLoanNotifyRequest(json_encode($external_loan_notify_request));
$resp = $c->execute($req);

curl -X POST 'http://gw.api.taobao.com/router/rest' \
-H 'Content-Type:application/x-www-form-urlencoded;charset=utf-8' \
-d 'app_key=12129701' \
-d 'format=json' \
-d 'method=alibaba.finance.loan.result.notify' \
-d 'partner_id=apidoc' \
-d 'sign=86C032F58A9E2099E18923BD16B6EA51' \
-d 'sign_method=hmac' \
-d 'timestamp=2025-06-23+16%3A31%3A46' \
-d 'v=2.0' \
-d 'external_loan_notify_request=null'

# -*- coding: utf-8 -*-
import top.api

req=top.api.AlibabaFinanceLoanResultNotifyRequest(url,port)
req.set_app_info(top.appinfo(appkey,secret))

req.external_loan_notify_request="数据结构示例JSON格式"
try:
	resp= req.getResponse()
	print(resp)
except Exception,e:
	print(e)

pTopRequest pRequest = alloc_top_request();
pTopResponse pResponse = NULL;
pTaobaoClient pClient = alloc_taobao_client(url, appkey, appsecret);
set_api_name(pRequest,"alibaba.finance.loan.result.notify");
add_param(pRequest,"external_loan_notify_request","数据结构JSON示例");
pResponse = top_execute(pClient,pRequest,NULL);
printf("ret code:%d\n",pResponse->code);
if(pResponse->code == 0){
	pTopResponseIterator ite = init_response_iterator(pResponse);
	pResultItem pResultItem = alloc_result_item();
	while(parseNext(ite, pResultItem) == 0){
		printf("%s:%s\n",pResultItem->key,pResultItem->value);
	}
	destroy_response_iterator(ite);
	destroy_result_item(pResultItem);
}
destroy_top_request(pRequest);
destroy_top_response(pResponse);
destroy_taobao_client(pClient);

TopClient = require('./topClient').TopClient;
var client = new TopClient({
	'appkey': 'appkey',
	'appsecret': 'secret',
	'REST_URL': 'http://gw.api.taobao.com/router/rest'
});

client.execute('alibaba.finance.loan.result.notify', {
	'external_loan_notify_request':'数据结构JSON示例'
}, function(error, response) {
	if (!error) console.log(response);
	else console.log(error);
})

XML示例
JSON示例

<alibaba_finance_loan_result_notify_response>
    <result>
        <trace_id>”223232hkjssdsd&quot;</trace_id>
        <data>{&quot;key&quot;:&quot;value&quot;}</data>
        <success>true</success>
        <response_message>&quot;系统异常&quot;</response_message>
        <response_code>SYSTEM_ERROR</response_code>
    </result>
</alibaba_finance_loan_result_notify_response>

{
    "alibaba_finance_loan_result_notify_response":{
        "result":{
            "trace_id":"”223232hkjssdsd\"",
            "data":"{\"key\":\"value\"}",
            "success":true,
            "response_message":"\"系统异常\"",
            "response_code":"SYSTEM_ERROR"
        }
    }
}

XML示例
JSON示例

<error_response>
    <code>50</code>
    <msg>Remote service error</msg>
    <sub_code>isv.invalid-parameter</sub_code>
    <sub_msg>非法参数</sub_msg>
</error_response>

{
	"error_response":{
		"msg":"Remote service error",
		"code":50,
		"sub_msg":"非法参数",
		"sub_code":"isv.invalid-parameter"
	}
}

错误码	错误描述	解决方案

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alibaba.finance.loan.result.notify (企业贷款业务-机构支用结果推送)

公共参数

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响应参数

请求示例

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