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请求地址：

环境	HTTP请求地址	HTTPS请求地址
正式环境	http://gw.api.taobao.com/router/rest	https://eco.taobao.com/router/rest

公共请求参数：

名称	类型	是否必须	描述
method	String	是	API接口名称。
app_key	String	是	TOP分配给应用的AppKey。
target_app_key	String	否	被调用的目标AppKey，仅当被调用的API为第三方ISV提供时有效。
sign_method	String	是	签名的摘要算法，可选值为：hmac，md5。
sign	String	是	API输入参数签名结果，签名算法介绍请点击这里。
session	String	否	用户登录授权成功后，TOP颁发给应用的授权信息，详细介绍请点击这里。当此API的标签上注明：“需要授权”，则此参数必传；“不需要授权”，则此参数不需要传；“可选授权”，则此参数为可选。
timestamp	String	是	时间戳，格式为yyyy-MM-dd HH:mm:ss，时区为GMT+8，例如：2015-01-01 12:00:00。淘宝API服务端允许客户端请求最大时间误差为10分钟。
format	String	否	响应格式。默认为xml格式，可选值：xml，json。
v	String	是	API协议版本，可选值：2.0。
partner_id	String	否	合作伙伴身份标识。
simplify	Boolean	否	是否采用精简JSON返回格式，仅当format=json时有效，默认值为：false。

名称	类型	是否必须	示例值	更多限制	描述
ins_top_local_return_claim_assess_request	InsTopLocalReturnClaimAssessRequest	可选			request
└ assess Boolean 可选 true 是否核赔通过 └ claim_report_no String 可选 1234567 蚂蚁报案号 └ reject_reason String 可选超时拒赔拒赔原因 └ final_refuse_time String 可选 1765255187000 最终回调拒绝的时间戳 └ refund_price String 可选 1 总理赔金额 └ withholding_fee String 可选 1 代扣金额 └ launder_info String 可选 { "businessName": "企业名称", "businessAddress": "企业住所", "businessScope": "企业经营范围", "businessCertificateTypes": "企业证件类型", "businessCertificateNumber": "企业证件号码", "businessCertificatePeriod": "企业证件有效期", "businessDocumentImage": "企业证件影像件", "legalPersonName": "姓名", "legalPersonCertificateType": "证件类型", "legalPersonCertificateNumber": "证件号码", "legalPersonCertificatePeriod": "证件有效期", "legalPersonDocumentImage": "证件影像件", "benefitName": "姓名", "benefitGender": "性别", "benefitNationality": "国籍", "benefitBirthday": "出生日期", "benefitAddress": "经常居住地/工作单位地址", "benefitPhone": "联系方式", "benefitCertificateTypes": "证件类型", "benefitCertificateNumber": "证件号码", "benefitDocumentImage": "证件有效期" } 反洗钱数据

名称	类型	示例值	描述
result	TopResult		result
└ error_code String SYSTEM_ERROR 错误码 model InsTopLocalReturnClaimAssessResponse response └ claim_no_list String [] 理赔单列表 └ error_msg String 系统内部异常异常描述 └ is_success Boolean true 是否成功

JAVA
.NET
PHP
CURL
Python
C/C++
NodeJS

TaobaoClient client = new DefaultTaobaoClient(url, appkey, secret);
AlipayBaoxianLocalreturnClaimassessRequest req = new AlipayBaoxianLocalreturnClaimassessRequest();
AlipayBaoxianLocalreturnClaimassessRequest.InsTopLocalReturnClaimAssessRequest obj1 = new AlipayBaoxianLocalreturnClaimassessRequest.InsTopLocalReturnClaimAssessRequest();
obj1.setAssess(true);
obj1.setClaimReportNo("1234567");
obj1.setRejectReason("超时拒赔");
obj1.setFinalRefuseTime("1765255187000");
obj1.setRefundPrice("1");
obj1.setWithholdingFee("1");
obj1.setLaunderInfo("{   \"businessName\": \"企业名称\",   \"businessAddress\": \"企业住所\",   \"businessScope\": \"企业经营范围\",   \"businessCertificateTypes\": \"企业证件类型\",   \"businessCertificateNumber\": \"企业证件号码\",   \"businessCertificatePeriod\": \"企业证件有效期\",   \"businessDocumentImage\": \"企业证件影像件\",   \"legalPersonName\": \"姓名\",   \"legalPersonCertificateType\": \"证件类型\",   \"legalPersonCertificateNumber\": \"证件号码\",   \"legalPersonCertificatePeriod\": \"证件有效期\",   \"legalPersonDocumentImage\": \"证件影像件\",   \"benefitName\": \"姓名\",   \"benefitGender\": \"性别\",   \"benefitNationality\": \"国籍\",   \"benefitBirthday\": \"出生日期\",   \"benefitAddress\": \"经常居住地/工作单位地址\",   \"benefitPhone\": \"联系方式\",   \"benefitCertificateTypes\": \"证件类型\",   \"benefitCertificateNumber\": \"证件号码\",   \"benefitDocumentImage\": \"证件有效期\" }");
req.setInsTopLocalReturnClaimAssessRequest(obj1);
AlipayBaoxianLocalreturnClaimassessResponse rsp = client.execute(req);
System.out.println(rsp.getBody());

ITopClient client = new DefaultTopClient(url, appkey, secret);
AlipayBaoxianLocalreturnClaimassessRequest req = new AlipayBaoxianLocalreturnClaimassessRequest();
AlipayBaoxianLocalreturnClaimassessRequest.InsTopLocalReturnClaimAssessRequestDomain obj1 = new AlipayBaoxianLocalreturnClaimassessRequest.InsTopLocalReturnClaimAssessRequestDomain();
obj1.Assess = true;
obj1.ClaimReportNo = "1234567";
obj1.RejectReason = "超时拒赔";
obj1.FinalRefuseTime = "1765255187000";
obj1.RefundPrice = "1";
obj1.WithholdingFee = "1";
obj1.LaunderInfo = "{   \"businessName\": \"企业名称\",   \"businessAddress\": \"企业住所\",   \"businessScope\": \"企业经营范围\",   \"businessCertificateTypes\": \"企业证件类型\",   \"businessCertificateNumber\": \"企业证件号码\",   \"businessCertificatePeriod\": \"企业证件有效期\",   \"businessDocumentImage\": \"企业证件影像件\",   \"legalPersonName\": \"姓名\",   \"legalPersonCertificateType\": \"证件类型\",   \"legalPersonCertificateNumber\": \"证件号码\",   \"legalPersonCertificatePeriod\": \"证件有效期\",   \"legalPersonDocumentImage\": \"证件影像件\",   \"benefitName\": \"姓名\",   \"benefitGender\": \"性别\",   \"benefitNationality\": \"国籍\",   \"benefitBirthday\": \"出生日期\",   \"benefitAddress\": \"经常居住地/工作单位地址\",   \"benefitPhone\": \"联系方式\",   \"benefitCertificateTypes\": \"证件类型\",   \"benefitCertificateNumber\": \"证件号码\",   \"benefitDocumentImage\": \"证件有效期\" }";
req.InsTopLocalReturnClaimAssessRequest_ = obj1;
AlipayBaoxianLocalreturnClaimassessResponse rsp = client.Execute(req);
Console.WriteLine(rsp.Body);

$c = new TopClient;
$c->appkey = $appkey;
$c->secretKey = $secret;
$req = new AlipayBaoxianLocalreturnClaimassessRequest;
$ins_top_local_return_claim_assess_request = new InsTopLocalReturnClaimAssessRequest;
$ins_top_local_return_claim_assess_request->assess="true";
$ins_top_local_return_claim_assess_request->claim_report_no="1234567";
$ins_top_local_return_claim_assess_request->reject_reason="超时拒赔";
$ins_top_local_return_claim_assess_request->final_refuse_time="1765255187000";
$ins_top_local_return_claim_assess_request->refund_price="1";
$ins_top_local_return_claim_assess_request->withholding_fee="1";
$ins_top_local_return_claim_assess_request->launder_info="{   \"businessName\": \"企业名称\",   \"businessAddress\": \"企业住所\",   \"businessScope\": \"企业经营范围\",   \"businessCertificateTypes\": \"企业证件类型\",   \"businessCertificateNumber\": \"企业证件号码\",   \"businessCertificatePeriod\": \"企业证件有效期\",   \"businessDocumentImage\": \"企业证件影像件\",   \"legalPersonName\": \"姓名\",   \"legalPersonCertificateType\": \"证件类型\",   \"legalPersonCertificateNumber\": \"证件号码\",   \"legalPersonCertificatePeriod\": \"证件有效期\",   \"legalPersonDocumentImage\": \"证件影像件\",   \"benefitName\": \"姓名\",   \"benefitGender\": \"性别\",   \"benefitNationality\": \"国籍\",   \"benefitBirthday\": \"出生日期\",   \"benefitAddress\": \"经常居住地/工作单位地址\",   \"benefitPhone\": \"联系方式\",   \"benefitCertificateTypes\": \"证件类型\",   \"benefitCertificateNumber\": \"证件号码\",   \"benefitDocumentImage\": \"证件有效期\" }";
$req->setInsTopLocalReturnClaimAssessRequest(json_encode($ins_top_local_return_claim_assess_request));
$resp = $c->execute($req);

curl -X POST 'http://gw.api.taobao.com/router/rest' \
-H 'Content-Type:application/x-www-form-urlencoded;charset=utf-8' \
-d 'app_key=12129701' \
-d 'format=json' \
-d 'method=alipay.baoxian.localreturn.claimassess' \
-d 'partner_id=apidoc' \
-d 'sign=E3B1102953397C1F16655507D2476346' \
-d 'sign_method=hmac' \
-d 'timestamp=2026-04-03+18%3A21%3A56' \
-d 'v=2.0' \
-d 'ins_top_local_return_claim_assess_request=null'

# -*- coding: utf-8 -*-
import top.api

req=top.api.AlipayBaoxianLocalreturnClaimassessRequest(url,port)
req.set_app_info(top.appinfo(appkey,secret))

req.ins_top_local_return_claim_assess_request="数据结构示例JSON格式"
try:
	resp= req.getResponse()
	print(resp)
except Exception,e:
	print(e)

pTopRequest pRequest = alloc_top_request();
pTopResponse pResponse = NULL;
pTaobaoClient pClient = alloc_taobao_client(url, appkey, appsecret);
set_api_name(pRequest,"alipay.baoxian.localreturn.claimassess");
add_param(pRequest,"ins_top_local_return_claim_assess_request","数据结构JSON示例");
pResponse = top_execute(pClient,pRequest,NULL);
printf("ret code:%d\n",pResponse->code);
if(pResponse->code == 0){
	pTopResponseIterator ite = init_response_iterator(pResponse);
	pResultItem pResultItem = alloc_result_item();
	while(parseNext(ite, pResultItem) == 0){
		printf("%s:%s\n",pResultItem->key,pResultItem->value);
	}
	destroy_response_iterator(ite);
	destroy_result_item(pResultItem);
}
destroy_top_request(pRequest);
destroy_top_response(pResponse);
destroy_taobao_client(pClient);

TopClient = require('./topClient').TopClient;
var client = new TopClient({
	'appkey': 'appkey',
	'appsecret': 'secret',
	'url': 'http://gw.api.taobao.com/router/rest'
});

client.execute('alipay.baoxian.localreturn.claimassess', {
	'ins_top_local_return_claim_assess_request':'数据结构JSON示例'
}, function(error, response) {
	if (!error) console.log(response);
	else console.log(error);
})

XML示例
JSON示例

<alipay_baoxian_localreturn_claimassess_response>
    <result>
        <error_code>SYSTEM_ERROR</error_code>
        <model>
        </model>
        <error_msg>系统内部异常</error_msg>
        <is_success>true</is_success>
    </result>
</alipay_baoxian_localreturn_claimassess_response>

{
    "alipay_baoxian_localreturn_claimassess_response":{
        "result":{
            "error_code":"SYSTEM_ERROR",
            "model":{
            },
            "error_msg":"系统内部异常",
            "is_success":true
        }
    }
}

XML示例
JSON示例

<error_response>
    <code>50</code>
    <msg>Remote service error</msg>
    <sub_code>isv.invalid-parameter</sub_code>
    <sub_msg>非法参数</sub_msg>
</error_response>

{
	"error_response":{
		"msg":"Remote service error",
		"code":50,
		"sub_msg":"非法参数",
		"sub_code":"isv.invalid-parameter"
	}
}

错误码	错误描述	解决方案

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保险API

alipay.baoxian.localreturn.claimassess (海外本地退2.0核赔)

公共参数

请求参数

响应参数

请求示例

响应示例

异常示例

错误码解释

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