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请求地址：

环境	HTTP请求地址	HTTPS请求地址
正式环境	http://gw.api.taobao.com/router/rest	https://eco.taobao.com/router/rest

公共请求参数：

名称	类型	是否必须	描述
method	String	是	API接口名称。
app_key	String	是	TOP分配给应用的AppKey。
target_app_key	String	否	被调用的目标AppKey，仅当被调用的API为第三方ISV提供时有效。
sign_method	String	是	签名的摘要算法，可选值为：hmac，md5。
sign	String	是	API输入参数签名结果，签名算法介绍请点击这里。
session	String	否	用户登录授权成功后，TOP颁发给应用的授权信息，详细介绍请点击这里。当此API的标签上注明：“需要授权”，则此参数必传；“不需要授权”，则此参数不需要传；“可选授权”，则此参数为可选。
timestamp	String	是	时间戳，格式为yyyy-MM-dd HH:mm:ss，时区为GMT+8，例如：2015-01-01 12:00:00。淘宝API服务端允许客户端请求最大时间误差为10分钟。
format	String	否	响应格式。默认为xml格式，可选值：xml，json。
v	String	是	API协议版本，可选值：2.0。
partner_id	String	否	合作伙伴身份标识。
simplify	Boolean	否	是否采用精简JSON返回格式，仅当format=json时有效，默认值为：false。

名称	类型	是否必须	示例值	更多限制	描述
user_info_a_p_i_request	UserInfoApiRequest	可选			userInfoAPIRequest
└ loan_order_no String 必须 2410102100000LO939 贷款单号

名称	类型	示例值	描述
user_info	UserInfo []		用户信息列表
└ user_name String 张三主贷人姓名 └ gender String 男性别 └ age Number 18 年龄 └ domicile String 浙江省杭州市户籍 └ id_card String 123456789012345678 证件号码 └ card_type Number 1 证件类型 └ marital_status String 已婚婚姻状况 └ adult_children_num Number 1 成年子女数 └ minor_children_num Number 1 未成年子女数 └ work_unit String 阿里工作单位 └ job String 技术职务 └ annual_income Number 100000 年收入 └ house_situation Number 2 名下房屋情况 └ debt_situation String 无负债负债情况 └ credit_situation String 无征信征信情况 └ budget Number 100000 参拍预算 └ expected_loan_amount Number 100000 参拍预计贷款金额 └ other String 无其他 └ type Number 1 用户类型 └ phone String 12345678901 手机号 └ features String xxxxx 扩展字段 └ user_id String 3 openId
call_success	Boolean	true	是否成功
fail_code	String	XXX_ERROR	错误编码
fail_message	String	错误信息内容	错误信息

JAVA
.NET
PHP
CURL
Python
C/C++
NodeJS

TaobaoClient client = new DefaultTaobaoClient(url, appkey, secret);
AuctionLoanOnlineGetuserinfobyloanordernoRequest req = new AuctionLoanOnlineGetuserinfobyloanordernoRequest();
AuctionLoanOnlineGetuserinfobyloanordernoRequest.UserInfoApiRequest obj1 = new AuctionLoanOnlineGetuserinfobyloanordernoRequest.UserInfoApiRequest();
obj1.setLoanOrderNo("2410102100000LO939");
req.setUserInfoAPIRequest(obj1);
AuctionLoanOnlineGetuserinfobyloanordernoResponse rsp = client.execute(req);
System.out.println(rsp.getBody());

ITopClient client = new DefaultTopClient(url, appkey, secret);
AuctionLoanOnlineGetuserinfobyloanordernoRequest req = new AuctionLoanOnlineGetuserinfobyloanordernoRequest();
AuctionLoanOnlineGetuserinfobyloanordernoRequest.UserInfoApiRequestDomain obj1 = new AuctionLoanOnlineGetuserinfobyloanordernoRequest.UserInfoApiRequestDomain();
obj1.LoanOrderNo = "2410102100000LO939";
req.UserInfoAPIRequest_ = obj1;
AuctionLoanOnlineGetuserinfobyloanordernoResponse rsp = client.Execute(req);
Console.WriteLine(rsp.Body);

$c = new TopClient;
$c->appkey = $appkey;
$c->secretKey = $secret;
$req = new AuctionLoanOnlineGetuserinfobyloanordernoRequest;
$user_info_a_p_i_request = new UserInfoApiRequest;
$user_info_a_p_i_request->loan_order_no="2410102100000LO939";
$req->setUserInfoAPIRequest(json_encode($user_info_a_p_i_request));
$resp = $c->execute($req);

curl -X POST 'http://gw.api.taobao.com/router/rest' \
-H 'Content-Type:application/x-www-form-urlencoded;charset=utf-8' \
-d 'app_key=12129701' \
-d 'format=json' \
-d 'method=taobao.auction.loan.online.getuserinfobyloanorderno' \
-d 'partner_id=apidoc' \
-d 'sign=75EF316DA39713EC65980DA55CA4E76D' \
-d 'sign_method=hmac' \
-d 'timestamp=2025-08-05+22%3A26%3A20' \
-d 'v=2.0' \
-d 'user_info_a_p_i_request=null'

# -*- coding: utf-8 -*-
import top.api

req=top.api.AuctionLoanOnlineGetuserinfobyloanordernoRequest(url,port)
req.set_app_info(top.appinfo(appkey,secret))

req.user_info_a_p_i_request=""
try:
	resp= req.getResponse()
	print(resp)
except Exception,e:
	print(e)

pTopRequest pRequest = alloc_top_request();
pTopResponse pResponse = NULL;
pTaobaoClient pClient = alloc_taobao_client(url, appkey, appsecret);
set_api_name(pRequest,"taobao.auction.loan.online.getuserinfobyloanorderno");
add_param(pRequest,"user_info_a_p_i_request","数据结构JSON示例");
pResponse = top_execute(pClient,pRequest,NULL);
printf("ret code:%d\n",pResponse->code);
if(pResponse->code == 0){
	pTopResponseIterator ite = init_response_iterator(pResponse);
	pResultItem pResultItem = alloc_result_item();
	while(parseNext(ite, pResultItem) == 0){
		printf("%s:%s\n",pResultItem->key,pResultItem->value);
	}
	destroy_response_iterator(ite);
	destroy_result_item(pResultItem);
}
destroy_top_request(pRequest);
destroy_top_response(pResponse);
destroy_taobao_client(pClient);

TopClient = require('./topClient').TopClient;
var client = new TopClient({
	'appkey': 'appkey',
	'appsecret': 'secret',
	'REST_URL': 'http://gw.api.taobao.com/router/rest'
});

client.execute('taobao.auction.loan.online.getuserinfobyloanorderno', {
	'user_info_a_p_i_request':'数据结构JSON示例'
}, function(error, response) {
	if (!error) console.log(response);
	else console.log(error);
})

XML示例
JSON示例

<auction_loan_online_getuserinfobyloanorderno_response>
    <user_info>
        <user_info>
            <user_name>张三</user_name>
            <gender>男</gender>
            <age>18</age>
            <domicile>浙江省杭州市</domicile>
            <id_card>123456789012345678</id_card>
            <card_type>1</card_type>
            <marital_status>已婚</marital_status>
            <adult_children_num>1</adult_children_num>
            <minor_children_num>1</minor_children_num>
            <work_unit>阿里</work_unit>
            <job>技术</job>
            <annual_income>100000</annual_income>
            <house_situation>2</house_situation>
            <debt_situation>无负债</debt_situation>
            <credit_situation>无征信</credit_situation>
            <budget>100000</budget>
            <expected_loan_amount>100000</expected_loan_amount>
            <other>无</other>
            <type>1</type>
            <phone>12345678901</phone>
            <features>xxxxx</features>
            <user_id>3</user_id>
        </user_info>
    </user_info>
    <call_success>true</call_success>
    <fail_code>XXX_ERROR</fail_code>
    <fail_message>错误信息内容</fail_message>
</auction_loan_online_getuserinfobyloanorderno_response>

{
    "auction_loan_online_getuserinfobyloanorderno_response":{
        "user_info":{
            "user_info":[
                {
                    "user_name":"张三",
                    "gender":"男",
                    "age":18,
                    "domicile":"浙江省杭州市",
                    "id_card":"123456789012345678",
                    "card_type":1,
                    "marital_status":"已婚",
                    "adult_children_num":1,
                    "minor_children_num":1,
                    "work_unit":"阿里",
                    "job":"技术",
                    "annual_income":100000,
                    "house_situation":2,
                    "debt_situation":"无负债",
                    "credit_situation":"无征信",
                    "budget":100000,
                    "expected_loan_amount":100000,
                    "other":"无",
                    "type":1,
                    "phone":"12345678901",
                    "features":"xxxxx",
                    "user_id":"3"
                }
            ]
        },
        "call_success":true,
        "fail_code":"XXX_ERROR",
        "fail_message":"错误信息内容"
    }
}

XML示例
JSON示例

<error_response>
    <code>50</code>
    <msg>Remote service error</msg>
    <sub_code>isv.invalid-parameter</sub_code>
    <sub_msg>非法参数</sub_msg>
</error_response>

{
	"error_response":{
		"msg":"Remote service error",
		"code":50,
		"sub_msg":"非法参数",
		"sub_code":"isv.invalid-parameter"
	}
}

错误码	错误描述	解决方案

API测试工具错误码查询工具 SDK下载

开放平台

拍卖API

taobao.auction.loan.online.getuserinfobyloanorderno (根据贷款申请单号查询用户信息)

公共参数

请求参数

响应参数

请求示例

响应示例

异常示例

错误码解释

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