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请求地址：

环境	HTTPS请求地址
正式环境	https://openapi.alipay.com/gateway.do

公共请求参数：

参数	类型	是否必填	最大长度	描述	示例值
app_id	String	是	32	支付宝分配给开发者的应用ID	2014072300007148
method	String	是	128	接口名称	alipay.ins.auto.autoinsprod.enquriy.apply
format	String	否	40	仅支持JSON	JSON
charset	String	是	10	请求使用的编码格式，如utf-8,gbk,gb2312等	utf-8
sign_type	String	是	10	商户生成签名字符串所使用的签名算法类型，目前支持RSA2和RSA，推荐使用RSA2	RSA2
sign	String	是	344	商户请求参数的签名串，详见签名	详见示例
timestamp	String	是	19	发送请求的时间，格式"yyyy-MM-dd HH:mm:ss"	2014-07-24 03:07:50
version	String	是	3	调用的接口版本，固定为：1.0	1.0
auth_token	String	是	40	针对用户授权接口，获取用户相关数据时，用于标识用户授权关系。详见用户信息授权
app_auth_token	String	否	40	详见应用授权概述
biz_content	String	是	-	请求参数的集合，最大长度不限，除公共参数外所有请求参数都必须放在这个参数中传递，具体参照各产品快速接入文档

参数	类型	是否必填	最大长度	描述	示例值
out_biz_no	String	必须	64	外部询价申请业务单号（幂等字段）	2014112611001004680073956707
city_code	String	可选	8	投保城市编码	100010
agent	InsPerson	必须	-	代理人身份信息
└ cert_type String 特殊可选 10 证件类型;如果渠道账号字段没填则必填 100:居民身份证;102:护照;103:军官证;104:士兵证;105:港澳居民往来内地通行证;106:台湾同胞往来大陆通行证;109:警官证 100 └ cert_no String 特殊可选 30 证件号码;如果渠道账号字段没填则必填 422802198687870098 └ cert_name String 特殊可选 20 证件上名称;如果渠道账号字段没填则必填弥勒 └ user_id String 特殊可选 30 支付宝会员ID;如果是投保人则必填 2088102165951510 └ phone String 可选 20 电话号码 18668098909 └ birthday Date 可选 20 生日 1988-06-04 └ gender String 可选 2 性别;M:男 F:女 M └ email String 可选 64 邮箱 milu123456@163.com └ address String 可选 1024 地址浙江杭州西湖区黄龙时代广场B座 └ channel_user_source String 特殊可选 10 渠道账号来源;1:支付宝账号 2:淘宝账号;如果证件类型字段没填则必填 1 └ channel_user_id String 特殊可选 30 渠道账号对应的uid;如果证件类型字段没填则必填 2088000000000012 └ pronounce_name String 可选 128 张三发音名 └ nationality String 可选 128 国籍中国 └ biz_data String 可选 2048 投保参数;标准json格式 {"age":"22"}
applicant	InsPerson	必须	-	投保人身份信息
└ cert_type String 特殊可选 10 证件类型;如果渠道账号字段没填则必填 100:居民身份证;102:护照;103:军官证;104:士兵证;105:港澳居民往来内地通行证;106:台湾同胞往来大陆通行证;109:警官证 100 └ cert_no String 特殊可选 30 证件号码;如果渠道账号字段没填则必填 422802198687870098 └ cert_name String 特殊可选 20 证件上名称;如果渠道账号字段没填则必填弥勒 └ user_id String 特殊可选 30 支付宝会员ID;如果是投保人则必填 2088102165951510 └ phone String 可选 20 电话号码 18668098909 └ birthday Date 可选 20 生日 1988-06-04 └ gender String 可选 2 性别;M:男 F:女 M └ email String 可选 64 邮箱 milu123456@163.com └ address String 可选 1024 地址浙江杭州西湖区黄龙时代广场B座 └ channel_user_source String 特殊可选 10 渠道账号来源;1:支付宝账号 2:淘宝账号;如果证件类型字段没填则必填 1 └ channel_user_id String 特殊可选 30 渠道账号对应的uid;如果证件类型字段没填则必填 2088000000000012 └ pronounce_name String 可选 128 张三发音名 └ nationality String 可选 128 国籍中国 └ biz_data String 可选 2048 投保参数;标准json格式 {"age":"22"}
insured	InsPerson	可选	-	被保人身份信息
└ cert_type String 特殊可选 10 证件类型;如果渠道账号字段没填则必填 100:居民身份证;102:护照;103:军官证;104:士兵证;105:港澳居民往来内地通行证;106:台湾同胞往来大陆通行证;109:警官证 100 └ cert_no String 特殊可选 30 证件号码;如果渠道账号字段没填则必填 422802198687870098 └ cert_name String 特殊可选 20 证件上名称;如果渠道账号字段没填则必填弥勒 └ user_id String 特殊可选 30 支付宝会员ID;如果是投保人则必填 2088102165951510 └ phone String 可选 20 电话号码 18668098909 └ birthday Date 可选 20 生日 1988-06-04 └ gender String 可选 2 性别;M:男 F:女 M └ email String 可选 64 邮箱 milu123456@163.com └ address String 可选 1024 地址浙江杭州西湖区黄龙时代广场B座 └ channel_user_source String 特殊可选 10 渠道账号来源;1:支付宝账号 2:淘宝账号;如果证件类型字段没填则必填 1 └ channel_user_id String 特殊可选 30 渠道账号对应的uid;如果证件类型字段没填则必填 2088000000000012 └ pronounce_name String 可选 128 张三发音名 └ nationality String 可选 128 国籍中国 └ biz_data String 可选 2048 投保参数;标准json格式 {"age":"22"}
car_owner	InsPerson	必须	-	车主身份信息
└ cert_type String 特殊可选 10 证件类型;如果渠道账号字段没填则必填 100:居民身份证;102:护照;103:军官证;104:士兵证;105:港澳居民往来内地通行证;106:台湾同胞往来大陆通行证;109:警官证 100 └ cert_no String 特殊可选 30 证件号码;如果渠道账号字段没填则必填 422802198687870098 └ cert_name String 特殊可选 20 证件上名称;如果渠道账号字段没填则必填弥勒 └ user_id String 特殊可选 30 支付宝会员ID;如果是投保人则必填 2088102165951510 └ phone String 可选 20 电话号码 18668098909 └ birthday Date 可选 20 生日 1988-06-04 └ gender String 可选 2 性别;M:男 F:女 M └ email String 可选 64 邮箱 milu123456@163.com └ address String 可选 1024 地址浙江杭州西湖区黄龙时代广场B座 └ channel_user_source String 特殊可选 10 渠道账号来源;1:支付宝账号 2:淘宝账号;如果证件类型字段没填则必填 1 └ channel_user_id String 特殊可选 30 渠道账号对应的uid;如果证件类型字段没填则必填 2088000000000012 └ pronounce_name String 可选 128 张三发音名 └ nationality String 可选 128 国籍中国 └ biz_data String 可选 2048 投保参数;标准json格式 {"age":"22"}
car	Car	必须	-	车辆信息
└ car_no String 必填 64 车牌号浙A88888 └ car_frame_no String 必填 64 车架号 L3454767878985432 └ car_engine_no String 必填 64 发动机号 CA18773 └ first_register_date String 必填 64 初次登记日期 20140129 └ car_model_code String 必填 64 品牌型号雅阁HG7230 └ transfer_car String 必填 64 是否过户车 true └ vehicle_type String 必填 64 天津地区行驶证车辆类型 xxxxxx └ license_address String 必填 64 天津地区行驶证地址万塘路18号 └ transfer_date String 必填 64 过户日期 2017-09-19 └ data_source String 必填 64 该车辆数据来源，1 来自 ISV，2来自保险师内部数据 1 vehicle_info_list VehicleInfo [] 必填 64 所有需要报价机构对应的精友码 └ company_id String 必填 64 保险公司ID 2388xxxxxxxxxxxx └ vehicle_code String 必填 64 保险公司对应的精友码（转码） DZAAKD0113
agent_user_id	String	必须	64	代理人userId	12223

参数	类型	是否必填	最大长度	描述	示例值
code	String	是	-	网关返回码,详见文档	40004
msg	String	是	-	网关返回码描述,详见文档	Business Failed
sub_code	String	否	-	业务返回码,详见文档	ACQ.TRADE_HAS_SUCCESS
sub_msg	String	否	-	业务返回码描述,详见文档	交易已被支付
sign	String	是	-	签名,详见文档	DZXh8eeTuAHoYE3w1J+POiPhfDxOYBfUNn1lkeT/V7P4zJdyojWEa6IZs6Hz0yDW5Cp/viufUb5I0/V5WENS3OYR8zRedqo6D+fUTdLHdc+EFyCkiQhBxIzgngPdPdfp1PIS7BdhhzrsZHbRqb7o4k3Dxc+AAnFauu4V6Zdwczo=

参数	类型	是否必填	最大长度	描述	示例值
out_biz_no	String	必填	64	外部询价申请业务单号（幂等字段）	2014112611001004680073956707
enquiry_biz_id	String	必填	64	车险询价申请号	2014112611001004680073956707
car_model	CarModel []	必填	-	车辆的品牌型号列表
└ vehicle_code String 必填 64 车型代码 DZAAKD0113 └ vehicle_name String 必填 64 车型名称大众汽车SVW71611KS轿车 └ brand_name String 必填 64 品牌名称上汽大众 └ family_short_name String 必填 64 车系名称波罗 └ engine_desc String 必填 64 排量 1.6L └ gear_box_type String 必填 64 车辆驾驶类型手自一体 └ year_pattern String 必填 64 年份 2011 └ config_name String 必填 64 配置类型致尚版 └ purchase_price String 必填 64 新车购置价 97900 └ seat String 必填 64 座位数 5 └ vehicle_class_code String 必填 64 车辆类型编码 IC01

JAVA
.NET
PHP
HTTP请求源码

AlipayClient alipayClient = new DefaultAlipayClient("https://openapi.alipay.com/gateway.do","app_id","your private_key","json","GBK","alipay_public_key","RSA2");
AlipayInsAutoAutoinsprodEnquriyApplyRequest request = new AlipayInsAutoAutoinsprodEnquriyApplyRequest();
request.setBizContent("{" +
"\"out_biz_no\":\"2014112611001004680073956707\"," +
"\"city_code\":\"100010\"," +
"\"agent\":{" +
"\"cert_type\":\"100\"," +
"\"cert_no\":\"422802198687870098\"," +
"\"cert_name\":\"弥勒\"," +
"\"user_id\":\"2088102165951510\"," +
"\"phone\":\"18668098909\"," +
"\"birthday\":\"1988-06-04\"," +
"\"gender\":\"M\"," +
"\"email\":\"milu123456@163.com\"," +
"\"address\":\"浙江杭州西湖区黄龙时代广场B座\"," +
"\"channel_user_source\":\"1\"," +
"\"channel_user_id\":\"2088000000000012\"," +
"\"pronounce_name\":\"发音名\"," +
"\"nationality\":\"中国\"," +
"\"biz_data\":\"{\\\"age\\\":\\\"22\\\"}\"" +
"    }," +
"\"applicant\":{" +
"\"cert_type\":\"100\"," +
"\"cert_no\":\"422802198687870098\"," +
"\"cert_name\":\"弥勒\"," +
"\"user_id\":\"2088102165951510\"," +
"\"phone\":\"18668098909\"," +
"\"birthday\":\"1988-06-04\"," +
"\"gender\":\"M\"," +
"\"email\":\"milu123456@163.com\"," +
"\"address\":\"浙江杭州西湖区黄龙时代广场B座\"," +
"\"channel_user_source\":\"1\"," +
"\"channel_user_id\":\"2088000000000012\"," +
"\"pronounce_name\":\"发音名\"," +
"\"nationality\":\"中国\"," +
"\"biz_data\":\"{\\\"age\\\":\\\"22\\\"}\"" +
"    }," +
"\"insured\":{" +
"\"cert_type\":\"100\"," +
"\"cert_no\":\"422802198687870098\"," +
"\"cert_name\":\"弥勒\"," +
"\"user_id\":\"2088102165951510\"," +
"\"phone\":\"18668098909\"," +
"\"birthday\":\"1988-06-04\"," +
"\"gender\":\"M\"," +
"\"email\":\"milu123456@163.com\"," +
"\"address\":\"浙江杭州西湖区黄龙时代广场B座\"," +
"\"channel_user_source\":\"1\"," +
"\"channel_user_id\":\"2088000000000012\"," +
"\"pronounce_name\":\"发音名\"," +
"\"nationality\":\"中国\"," +
"\"biz_data\":\"{\\\"age\\\":\\\"22\\\"}\"" +
"    }," +
"\"car_owner\":{" +
"\"cert_type\":\"100\"," +
"\"cert_no\":\"422802198687870098\"," +
"\"cert_name\":\"弥勒\"," +
"\"user_id\":\"2088102165951510\"," +
"\"phone\":\"18668098909\"," +
"\"birthday\":\"1988-06-04\"," +
"\"gender\":\"M\"," +
"\"email\":\"milu123456@163.com\"," +
"\"address\":\"浙江杭州西湖区黄龙时代广场B座\"," +
"\"channel_user_source\":\"1\"," +
"\"channel_user_id\":\"2088000000000012\"," +
"\"pronounce_name\":\"发音名\"," +
"\"nationality\":\"中国\"," +
"\"biz_data\":\"{\\\"age\\\":\\\"22\\\"}\"" +
"    }," +
"\"car\":{" +
"\"car_no\":\"浙A88888\"," +
"\"car_frame_no\":\"L3454767878985432\"," +
"\"car_engine_no\":\"CA18773\"," +
"\"first_register_date\":\"20140129\"," +
"\"car_model_code\":\"雅阁HG7230\"," +
"\"transfer_car\":\"true\"," +
"\"vehicle_type\":\"xxxxxx\"," +
"\"license_address\":\"万塘路18号\"," +
"\"transfer_date\":\"2017-09-19\"," +
"\"data_source\":\"1\"," +
"        \"vehicle_info_list\":[{" +
"          \"company_id\":\"2388xxxxxxxxxxxx\"," +
"\"vehicle_code\":\"DZAAKD0113\"" +
"          }]" +
"    }," +
"\"agent_user_id\":\"12223\"" +
"  }");
AlipayInsAutoAutoinsprodEnquriyApplyResponse response = alipayClient.execute(request,accessToken);
if(response.isSuccess()){
System.out.println("调用成功");
} else {
System.out.println("调用失败");
}

IAopClient client = new DefaultAopClient("https://openapi.alipay.com/gateway.do", "app_id", "merchant_private_key", "json", "1.0", "RSA2", "alipay_public_key", "GBK", false);
AlipayInsAutoAutoinsprodEnquriyApplyRequest  request= new AlipayInsAutoAutoinsprodEnquriyApplyRequest() ;
request.BizContent="{" +
"\"out_biz_no\":\"2014112611001004680073956707\"," +
"\"city_code\":\"100010\"," +
"\"agent\":{" +
"\"cert_type\":\"100\"," +
"\"cert_no\":\"422802198687870098\"," +
"\"cert_name\":\"弥勒\"," +
"\"user_id\":\"2088102165951510\"," +
"\"phone\":\"18668098909\"," +
"\"birthday\":\"1988-06-04\"," +
"\"gender\":\"M\"," +
"\"email\":\"milu123456@163.com\"," +
"\"address\":\"浙江杭州西湖区黄龙时代广场B座\"," +
"\"channel_user_source\":\"1\"," +
"\"channel_user_id\":\"2088000000000012\"," +
"\"pronounce_name\":\"发音名\"," +
"\"nationality\":\"中国\"," +
"\"biz_data\":\"{\\\"age\\\":\\\"22\\\"}\"" +
"    }," +
"\"applicant\":{" +
"\"cert_type\":\"100\"," +
"\"cert_no\":\"422802198687870098\"," +
"\"cert_name\":\"弥勒\"," +
"\"user_id\":\"2088102165951510\"," +
"\"phone\":\"18668098909\"," +
"\"birthday\":\"1988-06-04\"," +
"\"gender\":\"M\"," +
"\"email\":\"milu123456@163.com\"," +
"\"address\":\"浙江杭州西湖区黄龙时代广场B座\"," +
"\"channel_user_source\":\"1\"," +
"\"channel_user_id\":\"2088000000000012\"," +
"\"pronounce_name\":\"发音名\"," +
"\"nationality\":\"中国\"," +
"\"biz_data\":\"{\\\"age\\\":\\\"22\\\"}\"" +
"    }," +
"\"insured\":{" +
"\"cert_type\":\"100\"," +
"\"cert_no\":\"422802198687870098\"," +
"\"cert_name\":\"弥勒\"," +
"\"user_id\":\"2088102165951510\"," +
"\"phone\":\"18668098909\"," +
"\"birthday\":\"1988-06-04\"," +
"\"gender\":\"M\"," +
"\"email\":\"milu123456@163.com\"," +
"\"address\":\"浙江杭州西湖区黄龙时代广场B座\"," +
"\"channel_user_source\":\"1\"," +
"\"channel_user_id\":\"2088000000000012\"," +
"\"pronounce_name\":\"发音名\"," +
"\"nationality\":\"中国\"," +
"\"biz_data\":\"{\\\"age\\\":\\\"22\\\"}\"" +
"    }," +
"\"car_owner\":{" +
"\"cert_type\":\"100\"," +
"\"cert_no\":\"422802198687870098\"," +
"\"cert_name\":\"弥勒\"," +
"\"user_id\":\"2088102165951510\"," +
"\"phone\":\"18668098909\"," +
"\"birthday\":\"1988-06-04\"," +
"\"gender\":\"M\"," +
"\"email\":\"milu123456@163.com\"," +
"\"address\":\"浙江杭州西湖区黄龙时代广场B座\"," +
"\"channel_user_source\":\"1\"," +
"\"channel_user_id\":\"2088000000000012\"," +
"\"pronounce_name\":\"发音名\"," +
"\"nationality\":\"中国\"," +
"\"biz_data\":\"{\\\"age\\\":\\\"22\\\"}\"" +
"    }," +
"\"car\":{" +
"\"car_no\":\"浙A88888\"," +
"\"car_frame_no\":\"L3454767878985432\"," +
"\"car_engine_no\":\"CA18773\"," +
"\"first_register_date\":\"20140129\"," +
"\"car_model_code\":\"雅阁HG7230\"," +
"\"transfer_car\":\"true\"," +
"\"vehicle_type\":\"xxxxxx\"," +
"\"license_address\":\"万塘路18号\"," +
"\"transfer_date\":\"2017-09-19\"," +
"\"data_source\":\"1\"," +
"        \"vehicle_info_list\":[{" +
"          \"company_id\":\"2388xxxxxxxxxxxx\"," +
"\"vehicle_code\":\"DZAAKD0113\"" +
"          }]" +
"    }," +
"\"agent_user_id\":\"12223\"" +
"  }";
AlipayInsAutoAutoinsprodEnquriyApplyResponse response=client.execute(request,accessToken);
Console.WriteLine(response.Body);

$aop = new AopClient ();
$aop->gatewayUrl = 'https://openapi.alipay.com/gateway.do';
$aop->appId = 'your app_id';
$aop->rsaPrivateKey = '请填写开发者私钥去头去尾去回车，一行字符串';
$aop->alipayrsaPublicKey='请填写支付宝公钥，一行字符串';
$aop->apiVersion = '1.0';
$aop->signType = 'RSA2';
$aop->postCharset='GBK';
$aop->format='json';
$request = new AlipayInsAutoAutoinsprodEnquriyApplyRequest ();
$request->setBizContent("{" .
"\"out_biz_no\":\"2014112611001004680073956707\"," .
"\"city_code\":\"100010\"," .
"\"agent\":{" .
"\"cert_type\":\"100\"," .
"\"cert_no\":\"422802198687870098\"," .
"\"cert_name\":\"弥勒\"," .
"\"user_id\":\"2088102165951510\"," .
"\"phone\":\"18668098909\"," .
"\"birthday\":\"1988-06-04\"," .
"\"gender\":\"M\"," .
"\"email\":\"milu123456@163.com\"," .
"\"address\":\"浙江杭州西湖区黄龙时代广场B座\"," .
"\"channel_user_source\":\"1\"," .
"\"channel_user_id\":\"2088000000000012\"," .
"\"pronounce_name\":\"发音名\"," .
"\"nationality\":\"中国\"," .
"\"biz_data\":\"{\\\"age\\\":\\\"22\\\"}\"" .
"    }," .
"\"applicant\":{" .
"\"cert_type\":\"100\"," .
"\"cert_no\":\"422802198687870098\"," .
"\"cert_name\":\"弥勒\"," .
"\"user_id\":\"2088102165951510\"," .
"\"phone\":\"18668098909\"," .
"\"birthday\":\"1988-06-04\"," .
"\"gender\":\"M\"," .
"\"email\":\"milu123456@163.com\"," .
"\"address\":\"浙江杭州西湖区黄龙时代广场B座\"," .
"\"channel_user_source\":\"1\"," .
"\"channel_user_id\":\"2088000000000012\"," .
"\"pronounce_name\":\"发音名\"," .
"\"nationality\":\"中国\"," .
"\"biz_data\":\"{\\\"age\\\":\\\"22\\\"}\"" .
"    }," .
"\"insured\":{" .
"\"cert_type\":\"100\"," .
"\"cert_no\":\"422802198687870098\"," .
"\"cert_name\":\"弥勒\"," .
"\"user_id\":\"2088102165951510\"," .
"\"phone\":\"18668098909\"," .
"\"birthday\":\"1988-06-04\"," .
"\"gender\":\"M\"," .
"\"email\":\"milu123456@163.com\"," .
"\"address\":\"浙江杭州西湖区黄龙时代广场B座\"," .
"\"channel_user_source\":\"1\"," .
"\"channel_user_id\":\"2088000000000012\"," .
"\"pronounce_name\":\"发音名\"," .
"\"nationality\":\"中国\"," .
"\"biz_data\":\"{\\\"age\\\":\\\"22\\\"}\"" .
"    }," .
"\"car_owner\":{" .
"\"cert_type\":\"100\"," .
"\"cert_no\":\"422802198687870098\"," .
"\"cert_name\":\"弥勒\"," .
"\"user_id\":\"2088102165951510\"," .
"\"phone\":\"18668098909\"," .
"\"birthday\":\"1988-06-04\"," .
"\"gender\":\"M\"," .
"\"email\":\"milu123456@163.com\"," .
"\"address\":\"浙江杭州西湖区黄龙时代广场B座\"," .
"\"channel_user_source\":\"1\"," .
"\"channel_user_id\":\"2088000000000012\"," .
"\"pronounce_name\":\"发音名\"," .
"\"nationality\":\"中国\"," .
"\"biz_data\":\"{\\\"age\\\":\\\"22\\\"}\"" .
"    }," .
"\"car\":{" .
"\"car_no\":\"浙A88888\"," .
"\"car_frame_no\":\"L3454767878985432\"," .
"\"car_engine_no\":\"CA18773\"," .
"\"first_register_date\":\"20140129\"," .
"\"car_model_code\":\"雅阁HG7230\"," .
"\"transfer_car\":\"true\"," .
"\"vehicle_type\":\"xxxxxx\"," .
"\"license_address\":\"万塘路18号\"," .
"\"transfer_date\":\"2017-09-19\"," .
"\"data_source\":\"1\"," .
"        \"vehicle_info_list\":[{" .
"          \"company_id\":\"2388xxxxxxxxxxxx\"," .
"\"vehicle_code\":\"DZAAKD0113\"" .
"          }]" .
"    }," .
"\"agent_user_id\":\"12223\"" .
"  }");
$result = $aop->execute ( $request , $accessToken ); 

$responseNode = str_replace(".", "_", $request->getApiMethodName()) . "_response";
$resultCode = $result->$responseNode->code;
if(!empty($resultCode)&&$resultCode == 10000){
echo "成功";
} else {
echo "失败";
}

https://openapi.alipay.com/gateway.do?timestamp=2013-01-01 08:08:08&method=alipay.ins.auto.autoinsprod.enquriy.apply&app_id=5264&sign_type=RSA2&sign=ERITJKEIJKJHKKKKKKKHJEREEEEEEEEEEE&version=1.0&auth_token=20130319e9b8d53d09034da8998caefa756c4006&biz_content=
  {
"out_biz_no":"2014112611001004680073956707",
"city_code":"100010",
"agent":{
"cert_type":"100",
"cert_no":"422802198687870098",
"cert_name":"弥勒",
"user_id":"2088102165951510",
"phone":"18668098909",
"birthday":"1988-06-04",
"gender":"M",
"email":"milu123456@163.com",
"address":"浙江杭州西湖区黄龙时代广场B座",
"channel_user_source":"1",
"channel_user_id":"2088000000000012",
"pronounce_name":"发音名",
"nationality":"中国",
"biz_data":"{\"age\":\"22\"}"
    },
"applicant":{
"cert_type":"100",
"cert_no":"422802198687870098",
"cert_name":"弥勒",
"user_id":"2088102165951510",
"phone":"18668098909",
"birthday":"1988-06-04",
"gender":"M",
"email":"milu123456@163.com",
"address":"浙江杭州西湖区黄龙时代广场B座",
"channel_user_source":"1",
"channel_user_id":"2088000000000012",
"pronounce_name":"发音名",
"nationality":"中国",
"biz_data":"{\"age\":\"22\"}"
    },
"insured":{
"cert_type":"100",
"cert_no":"422802198687870098",
"cert_name":"弥勒",
"user_id":"2088102165951510",
"phone":"18668098909",
"birthday":"1988-06-04",
"gender":"M",
"email":"milu123456@163.com",
"address":"浙江杭州西湖区黄龙时代广场B座",
"channel_user_source":"1",
"channel_user_id":"2088000000000012",
"pronounce_name":"发音名",
"nationality":"中国",
"biz_data":"{\"age\":\"22\"}"
    },
"car_owner":{
"cert_type":"100",
"cert_no":"422802198687870098",
"cert_name":"弥勒",
"user_id":"2088102165951510",
"phone":"18668098909",
"birthday":"1988-06-04",
"gender":"M",
"email":"milu123456@163.com",
"address":"浙江杭州西湖区黄龙时代广场B座",
"channel_user_source":"1",
"channel_user_id":"2088000000000012",
"pronounce_name":"发音名",
"nationality":"中国",
"biz_data":"{\"age\":\"22\"}"
    },
"car":{
"car_no":"浙A88888",
"car_frame_no":"L3454767878985432",
"car_engine_no":"CA18773",
"first_register_date":"20140129",
"car_model_code":"雅阁HG7230",
"transfer_car":"true",
"vehicle_type":"xxxxxx",
"license_address":"万塘路18号",
"transfer_date":"2017-09-19",
"data_source":"1",
        "vehicle_info_list":[{
          "company_id":"2388xxxxxxxxxxxx",
"vehicle_code":"DZAAKD0113"
          }]
    },
"agent_user_id":"12223"
  }

//为确保安全通信，需自行验证响应示例中的sign值是否为蚂蚁金服所提供。

JSON示例

{
	"alipay_ins_auto_autoinsprod_enquriy_apply_response":{
		"msg":"Success",
		"car_model":[
			{
				"config_name":"致尚版",
				"seat":"5",
				"gear_box_type":"手自一体",
				"engine_desc":"1.6L",
				"purchase_price":"97900",
				"year_pattern":"2011",
				"vehicle_class_code":"IC01",
				"brand_name":"上汽大众",
				"vehicle_code":"DZAAKD0113",
				"family_short_name":"波罗",
				"vehicle_name":"大众汽车SVW71611KS轿车"
			}
		],
		"code":"10000",
		"out_biz_no":"2014112611001004680073956707",
		"enquiry_biz_id":"2014112611001004680073956707"
	},
	"sign":"ERITJKEIJKJHKKKKKKKHJEREEEEEEEEEEE"
}

JSON示例

{
	"alipay_ins_auto_autoinsprod_enquriy_apply_response":{
		"msg":"Service Currently Unavailable",
		"code":"20000",
		"sub_msg":"系统繁忙",
		"sub_code":"isp.unknow-error"
	},
	"sign":"ERITJKEIJKJHKKKKKKKHJEREEEEEEEEEEE"
}

错误码	错误描述	解决方案
NAME_NOT_REAL	用户未实名	用户未实名
SYSTEM_ERROR	系统繁忙	系统内部错误
PARAM_ERROR	入参错误	入参错误
NOT_LOGIN	用户未登录	用户未登录
AUTO_CIF_USER_NOT_EXIST	用户不存在	用户不存在
QUOTE_UNABLE_AREA	暂不支持当前城市投保，敬请谅解！	暂不支持当前城市投保，敬请谅解！
AUTO_CIF_AGENT_INFO_ERROR	代理人信息错误	代理人信息错误
AUTO_AGENT_USER_NOT_BOUND	登录账号与绑定关系不一致	登录账号与绑定关系不一致

公共错误码

开放平台

保险API

alipay.ins.auto.autoinsprod.enquriy.apply (询价接口)

公共参数

请求参数

公共响应参数

响应参数

请求示例

响应示例

异常示例

业务错误码

公共错误码