AlipayClient alipayClient = new DefaultAlipayClient("https://openapi.alipay.com/gateway.do","app_id","your private_key","json","GBK","alipay_public_key","RSA2");
AlipayInsAutoAutoinsprodPolicyApplyRequest request = new AlipayInsAutoAutoinsprodPolicyApplyRequest();
request.setBizContent("{" +
"\"enquiry_biz_id\":\"2014112611001004680073956707\"," +
"\"quote_biz_id\":\"2014112611001004680073956707\"," +
"\"who_payed\":\"1\"," +
"\"income_account_no\":\"2088123xxx\"," +
"\"deliver_info\":{" +
"\"recipients_name\":\"张三\"," +
"\"recipients_phone\":\"13812341234\"," +
"\"recipients_address\":\"浙江省杭州市\"," +
"\"recipients_address_code\":\"310000\"" +
"    }" +
"  }");
AlipayInsAutoAutoinsprodPolicyApplyResponse response = alipayClient.execute(request,accessToken);
if(response.isSuccess()){
System.out.println("调用成功");
} else {
System.out.println("调用失败");
}

IAopClient client = new DefaultAopClient("https://openapi.alipay.com/gateway.do", "app_id", "merchant_private_key", "json", "1.0", "RSA2", "alipay_public_key", "GBK", false);
AlipayInsAutoAutoinsprodPolicyApplyRequest  request= new AlipayInsAutoAutoinsprodPolicyApplyRequest() ;
request.BizContent="{" +
"\"enquiry_biz_id\":\"2014112611001004680073956707\"," +
"\"quote_biz_id\":\"2014112611001004680073956707\"," +
"\"who_payed\":\"1\"," +
"\"income_account_no\":\"2088123xxx\"," +
"\"deliver_info\":{" +
"\"recipients_name\":\"张三\"," +
"\"recipients_phone\":\"13812341234\"," +
"\"recipients_address\":\"浙江省杭州市\"," +
"\"recipients_address_code\":\"310000\"" +
"    }" +
"  }";
AlipayInsAutoAutoinsprodPolicyApplyResponse response=client.execute(request,accessToken);
Console.WriteLine(response.Body);

$aop = new AopClient ();
$aop->gatewayUrl = 'https://openapi.alipay.com/gateway.do';
$aop->appId = 'your app_id';
$aop->rsaPrivateKey = '请填写开发者私钥去头去尾去回车，一行字符串';
$aop->alipayrsaPublicKey='请填写支付宝公钥，一行字符串';
$aop->apiVersion = '1.0';
$aop->signType = 'RSA2';
$aop->postCharset='GBK';
$aop->format='json';
$request = new AlipayInsAutoAutoinsprodPolicyApplyRequest ();
$request->setBizContent("{" .
"\"enquiry_biz_id\":\"2014112611001004680073956707\"," .
"\"quote_biz_id\":\"2014112611001004680073956707\"," .
"\"who_payed\":\"1\"," .
"\"income_account_no\":\"2088123xxx\"," .
"\"deliver_info\":{" .
"\"recipients_name\":\"张三\"," .
"\"recipients_phone\":\"13812341234\"," .
"\"recipients_address\":\"浙江省杭州市\"," .
"\"recipients_address_code\":\"310000\"" .
"    }" .
"  }");
$result = $aop->execute ( $request , $accessToken ); 

$responseNode = str_replace(".", "_", $request->getApiMethodName()) . "_response";
$resultCode = $result->$responseNode->code;
if(!empty($resultCode)&&$resultCode == 10000){
echo "成功";
} else {
echo "失败";
}

https://openapi.alipay.com/gateway.do?timestamp=2013-01-01 08:08:08&method=alipay.ins.auto.autoinsprod.policy.apply&app_id=5266&sign_type=RSA2&sign=ERITJKEIJKJHKKKKKKKHJEREEEEEEEEEEE&version=1.0&auth_token=20130319e9b8d53d09034da8998caefa756c4006&biz_content=
  {
"enquiry_biz_id":"2014112611001004680073956707",
"quote_biz_id":"2014112611001004680073956707",
"who_payed":"1",
"income_account_no":"2088123xxx",
"deliver_info":{
"recipients_name":"张三",
"recipients_phone":"13812341234",
"recipients_address":"浙江省杭州市",
"recipients_address_code":"310000"
    }
  }

//为确保安全通信，需自行验证响应示例中的sign值是否为蚂蚁金服所提供。

{
	"alipay_ins_auto_autoinsprod_policy_apply_response":{
		"msg":"Success",
		"code":"10000",
		"quote_biz_id":"2014112611001004680073956707",
		"enquiry_biz_id":"2014112611001004680073956707",
		"zhi_link":"xxx",
		"trade_infos":[
			{
				"trade_biz_id":"2014112611001004680073956707",
				"product_no":"01010000002000000251"
			}
		]
	},
	"sign":"ERITJKEIJKJHKKKKKKKHJEREEEEEEEEEEE"
}

{
	"alipay_ins_auto_autoinsprod_policy_apply_response":{
		"msg":"Service Currently Unavailable",
		"code":"20000",
		"sub_msg":"系统繁忙",
		"sub_code":"isp.unknow-error"
	},
	"sign":"ERITJKEIJKJHKKKKKKKHJEREEEEEEEEEEE"
}