AlipayClient alipayClient = new DefaultAlipayClient("https://openapi.alipay.com/gateway.do","app_id","your private_key","json","GBK","alipay_public_key","RSA2");
ZhimaCreditAntifraudRiskListRequest request = new ZhimaCreditAntifraudRiskListRequest();
request.setBizContent("{" +
"\"product_code\":\"w1010100003000001283\"," +
"\"transaction_id\":\"20151127233347987676212309253\"," +
"\"cert_no\":\"640202199007164686\"," +
"\"cert_type\":\"IDENTITY_CARD\"," +
"\"name\":\"牛德华\"," +
"\"mobile\":\"15843991158\"," +
"\"email\":\"jnlxhy@alitest.com\"," +
"\"bank_card\":\"20110602436748024138\"," +
"\"address\":\"北京北京市朝阳区呼家楼街道北京市朝阳区东三环中路1号环球金融中心东塔9层\"," +
"\"ip\":\"101.247.161.1\"," +
"\"mac\":\"22-35-4A-5F-07-88\"," +
"\"wifimac\":\"22-35-4A-5F-07-88\"," +
"\"imei\":\"868331011992179\"" +
"}");
ZhimaCreditAntifraudRiskListResponse response = alipayClient.execute(request);
if(response.isSuccess()){
System.out.println("调用成功");
} else {
System.out.println("调用失败");
}

IAopClient client = new DefaultAopClient("https://openapi.alipay.com/gateway.do", "app_id", "merchant_private_key", "json", "1.0", "RSA2", "alipay_public_key", "GBK", false);
ZhimaCreditAntifraudRiskListRequest  request= new ZhimaCreditAntifraudRiskListRequest() ;
request.BizContent="{" +
"\"product_code\":\"w1010100003000001283\"," +
"\"transaction_id\":\"20151127233347987676212309253\"," +
"\"cert_no\":\"640202199007164686\"," +
"\"cert_type\":\"IDENTITY_CARD\"," +
"\"name\":\"牛德华\"," +
"\"mobile\":\"15843991158\"," +
"\"email\":\"jnlxhy@alitest.com\"," +
"\"bank_card\":\"20110602436748024138\"," +
"\"address\":\"北京北京市朝阳区呼家楼街道北京市朝阳区东三环中路1号环球金融中心东塔9层\"," +
"\"ip\":\"101.247.161.1\"," +
"\"mac\":\"22-35-4A-5F-07-88\"," +
"\"wifimac\":\"22-35-4A-5F-07-88\"," +
"\"imei\":\"868331011992179\"" +
"}";
ZhimaCreditAntifraudRiskListResponse response=client.execute(request);
Console.WriteLine(response.Body);

$aop = new AopClient ();
$aop->gatewayUrl = 'https://openapi.alipay.com/gateway.do';
$aop->appId = 'your app_id';
$aop->rsaPrivateKey = '请填写开发者私钥去头去尾去回车，一行字符串';
$aop->alipayrsaPublicKey='请填写支付宝公钥，一行字符串';
$aop->apiVersion = '1.0';
$aop->signType = 'RSA2';
$aop->postCharset='GBK';
$aop->format='json';
$request = new ZhimaCreditAntifraudRiskListRequest ();
$request->setBizContent("{" .
"\"product_code\":\"w1010100003000001283\"," .
"\"transaction_id\":\"20151127233347987676212309253\"," .
"\"cert_no\":\"640202199007164686\"," .
"\"cert_type\":\"IDENTITY_CARD\"," .
"\"name\":\"牛德华\"," .
"\"mobile\":\"15843991158\"," .
"\"email\":\"jnlxhy@alitest.com\"," .
"\"bank_card\":\"20110602436748024138\"," .
"\"address\":\"北京北京市朝阳区呼家楼街道北京市朝阳区东三环中路1号环球金融中心东塔9层\"," .
"\"ip\":\"101.247.161.1\"," .
"\"mac\":\"22-35-4A-5F-07-88\"," .
"\"wifimac\":\"22-35-4A-5F-07-88\"," .
"\"imei\":\"868331011992179\"" .
"}");
$result = $aop->execute ( $request); 

$responseNode = str_replace(".", "_", $request->getApiMethodName()) . "_response";
$resultCode = $result->$responseNode->code;
if(!empty($resultCode)&&$resultCode == 10000){
echo "成功";
} else {
echo "失败";
}

https://openapi.alipay.com/gateway.do?timestamp=2013-01-01 08:08:08&method=zhima.credit.antifraud.risk.list&app_id=4754&sign_type=RSA2&sign=ERITJKEIJKJHKKKKKKKHJEREEEEEEEEEEE&version=1.0&biz_content=
  {
"product_code":"w1010100003000001283",
"transaction_id":"20151127233347987676212309253",
"cert_no":"640202199007164686",
"cert_type":"IDENTITY_CARD",
"name":"牛德华",
"mobile":"15843991158",
"email":"jnlxhy@alitest.com",
"bank_card":"20110602436748024138",
"address":"北京 北京市 朝阳区 呼家楼街道北京市朝阳区东三环中路1号环球金融中心 东塔9层",
"ip":"101.247.161.1",
"mac":"22-35-4A-5F-07-88",
"wifimac":"22-35-4A-5F-07-88",
"imei":"868331011992179"
  }

//为确保安全通信，需自行验证响应示例中的sign值是否为蚂蚁金服所提供。

{
	"zhima_credit_antifraud_risk_list_response":{
		"msg":"Success",
		"hit_risk":"yes",
		"code":"10000",
		"decision_result":"PASS",
		"biz_no":"ZM201608223000000242400084180839",
		"risk_code":[
			"[\"R_CN_001\"",
			"\"R_CN_JJ_01\"]"
		],
		"solution_id":"ANTIFRAUD_20171003010000000061"
	},
	"sign":"ERITJKEIJKJHKKKKKKKHJEREEEEEEEEEEE"
}

{
	"zhima_credit_antifraud_risk_list_response":{
		"msg":"Service Currently Unavailable",
		"code":"20000",
		"sub_msg":"系统繁忙",
		"sub_code":"isp.unknow-error"
	},
	"sign":"ERITJKEIJKJHKKKKKKKHJEREEEEEEEEEEE"
}